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90 Marine Terrace Fremantle, WA, 6160

Fremantle’s Leading
Mortgage Brokers

Creating Financial Security and
Wealth through Professional Mortgage Advice

So, Why talk to Our Brokerage?

  1. Wealth-Focused Professional Mortgage Advice
  2. Every Available Loan Option
  3. Paperless, Efficient, “Done For You” Service
  4. Action With a Sense of Urgency
  5. Long-Term Relationships
  6. Creating Financial Security for Our Clients
  7. We Guarantee Our Service

Make Financial Security Your Reason Why

Financial Security. Free from the need to work to repay debt. Where you choose how to spend your time each day in a way that suits you. That’s the reason “why” isn’t it? BH Brown Professional Mortgage Brokers moves the conversation from “low interest rates” to one about YOU achieving Financial Security and Wealth. Enjoy more financial success, build wealth faster, and expose yourself to fewer risks compared to dealing with a bank, loan supermarket or digital lender.

How can we help you?

Get an Unfair Advantage

  • Engage in Outcome and Ambition-Focused conversations with a Professional Team.
  • Be understood with a personal, long-term, Professional Relationship.
  • Save time with the fastest, easiest application process we know of.
  • Borrow more money on better terms.
  • Dodge the easy-to-make finance mistakes that even seasoned borrowers will make.
  • Get the right Loan Structure to suit your tax and wealth ambitions.
  • Get the lowest cost loan to reach your goals with minimum expenditure and maximum gain.
  • Access exclusive loan products for complex situations.
We will help you define a clear, understandable path to greater wealth, equity and “free cash flow” to build Financial Security

How Our Mortgage Experts Can Help You

Building equity and wealth has nothing to do with low interest rates.

Getting finance to work for you – not a bank – is THE KEY to you achieving the goals of Outright Home Ownership, Investment Success and Financial Security.

Our Clients aspire to become free from the need to earn an income to live a comfortable life.

They include serious investors, self-employed businesspeople with complex affairs, time-poor FIFO technicians and City-based professionals. We also help ambitious first home buyers get it right from the start.

Our clients want an “edge” and greater financial success by having a Professional Mortgage Broker sharing knowledge, guiding them and looking out for their best interests.

Doing Finance Differently

It’s what BH Brown does differently to other brokers, banks, loan supermarkets and ‘no service’ digital lenders that ensures the Success of our Clients.

We are Professional Mortgage Brokers, committed to helping Our Clients purchase homes, investment property and projects.

We can arrange construction loans, unlock “hidden equity” to invest and restructure finance for a smooth transition to retirement.

BH Brown excels in solving large, complex, multi-property and multi-entity deals and has the Reputation to prove it.

  • We deliver wealth-focused mortgage and loan advice
  • We make things happen that our clients had been told weren’t able to be done
  • We are all about relationships
  • We take it personally
  • We have every available loan option from Banks to Private Lenders
  • We employ the latest software almost eliminating paperwork and forms
  • We take responsibility and control over the transaction
  • We work for our clients with a sense of urgency
  • We do whatever it takes to make the deal happen
  • We always talk in terms of Your success
  • We Guarantee Our Service

Always Acting in Your Best Interests

Our Team is fully licensed, certified, regulated and 100% compliant with all Australia lending legislation.

We are a member of Australia’s largest and most respected Mortgage Aggregator – The Australian Financial Group – which grades and trains Our Team.

We consistently receive the equivalent of an “A” grade for our loan applications. What this means for is confidence and peace of mind that we always act in Our Clients’ Best Interests.

We’re serious about doing the right thing and our results prove it.

A Message from Brodie Brown
Managing Broker & Owner
Brodie Brown - BH Brown Mortgage Brokers
Where do you want to be ten years from now?
I always ask my clients this question and they all say roughly the same thing: Financially Secure.
Deep down they want freedom from financial stress, their home unencumbered, and investments that produce the income to afford a comfortable life.
The good news is that this goal is achievable. The bad news most people fail to achieve it.
I blame this failure to succeed on a lack of financial knowledge and discipline, ignorance of what the numbers say and fear of straying from the herd.
This is sad because there are rules and a proven system that if followed, will all but guarantee financial success.
I can’t personally guarantee Your Success, but I can give you professional mortgage advice backed up by more than twenty years of finance, property and business experience.
I Want a Professional Broker

An Impeccable Reputation

Brodie and Josie were complete professionals throughout the whole process. He and his team really do what he says they will do and provide you the best service possible.
Peta Duncan
Love working with Brodie Brown and his team. Great advice and support. Make the whole process easy:)
Anne-Marie Erickson
My wife and I had the pleasure of working with Brodie Brown and his exceptional team for our first investment property purchase in Perth. From the moment we engaged with Brodie, we were impressed by his professionalism, efficiency, and depth of knowledge. Brodie and his team made the entire process seamless and stress-free for us. They provided continuous touch points throughout, ensuring we were always informed and reassured that everything was proceeding according to plan. Their attention to detail and commitment to excellence truly set them apart. We are incredibly grateful for Brodie's expertise and guidance throughout this journey. His dedication to finding the best mortgage solution for us was evident in every interaction we had. We wouldn't hesitate to recommend Brodie and his team to anyone in need of a mortgage, knowing they'll be in the hands of a true industry expert.
Jon Butler
It’s always a pleasure to have Brodie and the team at BH Brown manage our mortgages and finances. They have helped my partner and myself obtain mortgages, refinance, restructure and reorder to best suit our current and often changing needs. If ever we are unsure of something or have a question, just a quick phone call and one of the BH Brown team has us the answer, they never fail to offer us sound, practical and knowledgeable advice and outstanding service. Always the highest possible star rating for BHBrown Mortgage Brokers. I highly recommend them to anyone!
Chad Auth
I’d been on Brodie’s email list (downloaded AND read the book!) for about 6 months, when Troy telephoned to see how we were going and if we needed anything. I didn’t know it at the time but we were actually in a prime position to refinance our new house away from Keystart! I had no idea. So that’s what we did, with no lenders mortgage insurance required to boot! Troy is very friendly, very patient (we took longer than we should have with paperwork etc…) and very professional. The whole process was very easy and pain-free, and we never felt rushed or pressured to continue until we understood things. Troy has helped us out twice now with finance. He was away on holiday the second time, poor guy, and he still helped us out with cheerfulness. Many thanks Troy!! Oh, and I know full well that Brodie’s emails are marketing, but I really do enjoy reading them and learn from them, and I recommend that you sign up to his list!
Cameron Brown
Brodie and his team provide excellent service and advice, recommend them in a heartbeat.
Jason Wallis
Brodie and his team were awesome they listened to our circumstances and guided us through the whole process to get the result everyone wanted thoroughly recommend to al expat kiwis because he likes his rugby aswell thanks team
Megan Michelle
Did a free one off phone consult and Brodie was great in quickly assessing our situation and giving sound advice. Highly recommended.
Kevin Eipe
Brodie and the team did a great job of finding me the best loan for my situation, and they made the process easy. Highly recommend.
Tim Fisher
Brodie has been terrific over the last few years offering reliable property and mortgage advice. Highly recommended.
Jack Selva

Our Broker Guarantee

“If, within the first two years after settlement, you are not 100% satisfied the loan meets your requirements and goals we will pay the cost to refinance and change the structure of the loan.”

Client Testimonials


Mortgage Broking FAQs

What Is a Mortgage Broker?

A Mortgage Broker is a trained, qualified and licensed Finance Professional that is engaged by another party as their Trusted Adviser, representative and intermediary in providing Credit Advice and, usually, arranging finance on their behalf. A Mortgage Broker might be either a Credit Representative or an Australian Credit Licence holder. 

Typically, a Mortgage Broker would be asked to quote on and arrange finance for the purchase of a home, investment property, to consolidate debt, raise funds for renovations and upgrades, reduce costs and fees, streamline repayments and improve the efficiency of the credit facilities where possible. 

A full service Mortgage Broker such as BH Brown Mortgage Brokers would provide and end-to-end service which begins with Credit Advice and a Professional Relationship, all the ‘grunt work’ of assessment, shitloads of research, calculations, form-filling, managing the signing process, the awfully tedious, usually frustrating and time-consuming application and approval process, then making sure the loan documents are signed and returned correctly and finally… getting the settlement booked and completed on time. Aaaaand, breathe!

What Does a Mortgage Broker Do?

In the case of BH Brown Mortgage Brokers, we aim to do as much of the work on behalf of the Client as possible. (You will have to do some work, but we aim to minimise it) 

This not only includes offering Credit Advice, but also providing a safe, secure portal for our Clients to send us their sensitive information, completing a thorough assessment and detailed, accurate calculations, presenting options in line with the Client’s goals, then preparing all of the paperwork, ensuring nothing is missed, managing that process until the application is submitted to the lender. What’s more, we effectively manage the transaction from this point (this is where the shit can hit the fan) and follow through until the day the loan settles. 

The formal assessment part (where the application is with the lender) is the “I’m tearing my hair out right now” part of the deal. The bit that bank customers bitch and moan about if they’ve gone direct. It’s here the story needs to be told, the documents need to be correctly provided and filtered and the decision is made. This is the business end of the application. 

Just writing this gives me anxiety. Luckily we’ve got tonnes of experience and after years on the tools, we know what we’re doing. 

Once we’ve engaged with a Client and we fully understand the challenge that needs solving and the Client’s requirements, it’s then up to the Broker to research every and all available loan options that would be most suitable to the Client’s needs. 

I would need to write a 100-page manual to outline the work that takes place in doing so, and, believe me, it’s full-on. I’ve had highly paid, highly specialised Clients tell me they “don’t know how I do it”.

Here’s the thing, we’ve got the most refined systems and processes, and cutting-edge software – the very best in the market – which is provided by our Aggregator – Connective. We know for a fact that we are almost without equal when it comes to our processes, and it does make the work easier to complete quickly and accurately. That said, Brokering is part science, part art.

The “art” involved in the assessment of the transaction and figuring out where we will place the loan to give the Client the greatest chances of success is the element that can’t be taught, it comes from being a finance nerd and writing thousands of loans. This is all about the outcome for the client: If they win, we win. If you’ve got a challenge you feel we could solve, book a call with one of the team =>here.

Is It Worth Using a Mortgage Broker?

While you may be a busy person, house loans and mortgages aren’t something you should speed through. They need patience and in-depth knowledge that can’t be rushed. The time, frustration, and money you save by working with a Mortgage Broker will be well worth it.

Your application will be reviewed by a Mortgage Broker, who will compare it to other applications and determine which bank offers best products for your situation, as well as the lowest interest rates and costs. Long-term savings may be obtained if you know that a lender just across the street provides a better deal for you.

Are Mortgage Brokers Better Than Banks?

You can receive a house loan straight from the lenders, but Mortgage Brokers have more alternatives and can frequently negotiate better deals. They are also more accessible by phone or email.

Are Mortgage Brokers Free?

We do not charge a fee up front for our services, however your Mortgage Broker will earn a commission from the lender for referring them business after you have settled on your home.

What Does a Mortgage Broker Need From Me?

Mortgage brokers often ask for a form of identification, such as a driver’s licence or passport, proof of income (payslips, NOA employment letter, Business financial records, bank statements indicating salary credits), and proof of finances (bank statements) to complete the application.

How Do Brokers Make Their Money?

Mortgage brokers don’t charge their clients any upfront fees for their services; instead, they make money off of the commission they get after the closing of a client’s home loan. The amount of the commission will be shown on the paperwork that accompanies your loan.

What Is The Difference Between a Mortgage Broker and a Mortgage Lender?

In contrast to a lender, who would lend money to you directly, a mortgage broker will work as a go-between between you and the lender in order to get the best possible terms for you.

Why Choose a Mortgage Broker Over a Bank?

A mortgage broker may provide you with greater value in a number of ways, including more flexibility with lenders, the opportunity to arrange meeting hours, and the capacity to do so.

How Can BH Brown Mortgage Brokers Make The Home Loan Process Simple?

BH Brown Mortgage Brokers have designed a space that is user-friendly, fun and educational, with a focus on providing a secure environment for first-time purchasers and their families.

Customers are put at ease by BH Brown Mortgage Brokers’s use of straightforward language, honesty, and patience, as well as by the company’s commitment to maintaining current communication practises and training for its employees, all of which contribute to the provision of the highest possible standard of customer service.

Clients of BH Brown Mortgage Brokers are each assigned their own own client service representative who is available to them 24/7. Their customer care representatives handle all communication from the initial point of contact through settlement. This ensures that the client receives the best possible communication, that no emails are missed, and that the customer care representative gives the client the time and devotion that the customer deserves.

Because everyone in the organisation is actively involved in the transactions pertaining to each customer in their own areas of expertise, there are very few, if any, delays. The feedback from their clients suggests that they are quite enthusiastic about the methods that are used in this strategy.