
Medico/Doctor/Nurse Practitioner Home Loans
Specialists are important, you know that, we know that.
Banks know their jobs are generally secure and want to do their bit to encourage them to borrow money and with favourable terms.
It’s not just home loans for Doctors, Lawyers, Engineers, Accountants and other white collar professionals; TV personalities and sports people can score themselves a deal that us ordinary folk don’t have access to.

Medico/Doctor/Nurse Practitioner Home Loans
Specialists are important, you know that, we know that.
Banks know their jobs are generally secure and want to do their bit to encourage them to borrow money and with favourable terms.
It’s not just home loans for Doctors, Lawyers, Engineers, Accountants and other white collar professionals; TV personalities and sports people can score themselves a deal that us ordinary folk don’t have access to.
Medico/Doctor/Nurse Practitioner Home Loans
Medico/Doctor/Nurse Practitioner Home Loans
The key difference, when all things are considered, is the removal of the fee for lender’s mortgage insurance or LMI. Lenders might also show a bit more love than usual by increasing the discount they offer on the standard variable or reference rate. We’ve found this discount usually contingent on the amount of lending. So if you’re a specialist, and you’re borrowing a big amount of money for a home or investment purchase, you may get a better deal than non-specialists.
Here’s the thing though, we’ve done a tonne of business with medical professionals or medico loans and, in all honesty, 9 times out of 10, we’ll get a mortgage with lower interest rates, fewer fees and better overall terms with a non-medico package with a lender that isn’t one of the Big 4.
Sounds crazy, but the big banks just aren’t that sharp with interest rates. They say they are, but they’re not. The smaller, non-major lenders usually offer sharper, more imaginative lending. Big banks use their marketing muscle to drown out the competition, that’s why they take the bulk of the business.
HOW TO GET STARTED
We know the medico and professional package lending space better than most Mortgage Brokers in Perth so I know what I’m talking about. Send a detailed enquiry here to learn what out of the box options exist for you. You’ll probably be very pleasantly surprised when we trounce the offer the major bank offered you.